667-367-2095
COMMERCIAL INSURANCE
Business owners should carefully consider their Commercial Insurance needs, which offer a range of vital protection related to the business. From vehicles to property and the employees within the business, owners can safeguard their investment and lessen the risk of a scenario affecting its growth and presence. The following areas represent some of the primary Commercial Insurance needs that any business should approach.
SURETY BONDS
A surety bond is a contract between three parties—the principal (you), the surety (us) and the obligee (the entity requiring the bond)—in which the surety financially guarantees to an obligee that the principal will act in accordance with the terms established by the bond. If your need is a License and Permit Bond, Contract Bond, Court or Fidelity Bond we can help. Call our office at 667-367-2095 and an agent will be ready to assist. We also have an online portal system where you can search, bind and print your bond online. Most bonds can be completed in minutes. To process your bond now select START MY BOND
COMMERCIAL AUTO
A vehicle that is used within the context of business must have its own policy; a personal car insurance policy is not enough, as it won’t cover items that relate to business. If your business uses vehicles to perform routine or even occasional operations, a commercial auto policy is a must.
Commercial General Liability Insurance (CGL)
Bodily injury, property damage, personal injury, and advertising injury are covered with a CGL policy. A convenient catch-all type of policy, many businesses can use it as a starting point for their insurance needs – in terms of liability.
Commercial Property Insurance
A commercial property insurance policy could be thought of as a commercial version of a Home policy. You will find similar covered items, such as fire, theft, and natural disasters that pertain to the business property. If your business has some type of physical location, it would require a property insurance policy.
Workers Compensation
Workers that are hurt on the job can rely on workers compensation for lost income and medical expenses. This coverage is commonly required by employers, and it often extends to temporary employees as well.
Business Owner Package (BOP)
Small business owners can take care of many needs in a BOP policy – it often includes vehicle, property damage, business income, property, and bodily injury, as well as other types of basic insurance needs.
Business owners can compare quotes online using an independent agency. This is a valuable option that can save time and money, where owners can receive quotes from several top-tier insurance companies at once.
Artisan Insurance
Artisan insurance is liability insurance and only liability insurance, it covers what are essentially mistakes made by you or damages done because of craftsmanship errors. If you’re a contractor that specializes in a certain area, for example, electrician, plumber, painter, you probably already know how important it is to fully insure and protect your business.
